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Travel Insurance Over 80Latest Elderly Travel Insurance News

Updated August 2016

Travel insurance for older people use to be quite hard to come by but more and more providers are now tapping into the silver traveller who will often be more reliant on a good level of medical insurance than someone younger.

Older people are travelling more and more now, due to many taking earlier retirement and through equity release schemes on their properties which in many cases have increase a lot over the last few years.

www.Moneysupermarket.com has reported that insurance revenues increased 5% in the third quarter of 2009, compared to a year earlier.

The result was also more than 15% ahead of the quarterly rate in the first six months of the year.

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Motor insurance revenues returned to growth, having declined over the first half of 2009, and home and travel business grew strongly.

However, revenues generated by the travel insurance for older people price comparison website's money section were down 40% year-on-year, although showing a 10% uplift compared with the quarterly rate over the first half.

Nearly one third of Brits who have trips abroad booked in the next 12 months are concerned that their travel plans could be disrupted by factors outside of their control, according to new research from Lloyds TSB.

However, while nearly two-thirds of travellers surveyed already have insurance in place for their next trip, 40% of this group don't know whether they are covered for interruptions caused by natural disasters, severe weather conditions, tour operators going bust and the like.

Jatin Patel, director of current accounts for Lloyds TSB, comments: “Thousands of British holidaymakers have had trips abroad disrupted by unforeseen events in recent years, and clearly this is still fresh in the minds of many.”

Adding: “It is surprising to discover that so many are still not checking their policy for travel disruption cover before they take out insurance.”

FCO URGES OLDER TRAVELLERS TO CHECK THEIR INSURANCE

The UK Foreign and Commonwealth Office has issued advice to over 55s going on holiday, urging them to make certain they have the necessary travel insurance.

Year on year the number of older holidaymakers is on the rise, with an estimated 20% engaging in risky behaviour they would not countenance at home.

Slightly less than 20% report suffering an injury themselves, or their partner being injured whilst abroad.

A tenth reportedly do not behave in the safe manner which they would expect of their own offspring.

Despite the potentially enormous costs of healthcare overseas, 80% of over 55s do not go through a medical checkup prior to their journeying.

The FCO strongly advises holidaymakers to visit their local doctor and get checked out before travelling, especially if they are not feeling 100%.

Guidance is also given on alcohol, advising that its should not be over-consumed.

Lastly, the FCO urges holidaymakers, particularly the over 55s, to make certain that their travel insurance is sufficient for their needs.

 

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