Disabled people in the UK can get travel insurance, though it often depends on their specific circumstances, such as the nature of their disability or any pre-existing medical conditions. Here’s how it works: Availability Standard Policies: Many mainstream insurers offer travel insurance to disabled individuals, but coverage for disabilities or related medical conditions might be … Read more
What Are Pre-Existing Conditions? A pre-existing condition refers to any health issue or medical diagnosis that you had before a specific point in time, typically the start of an insurance policy or healthcare coverage plan. These conditions can include: Chronic illnesses like diabetes, asthma, or heart disease Past injuries or surgeries Mental health disorders Anything … Read more
It’s harder for older people to get travel insurance primarily because insurers see them as higher risk, which affects both availability and cost. Here’s why: Increased Health Risks: As people age, they’re more likely to have medical issues—chronic conditions like heart disease, diabetes, or arthritis, or just a higher chance of sudden illness or injury. … Read more